165 replies [Last post]
Duski05
User offline. Last seen 47 weeks 1 day ago. Offline
Joined: 01/30/2009
Spend until your 30 getting trained for your JOB!

I couldn't believe this..
My mother keeps saying it. Why would I want to spend until I am 30 getting trained so that I can earn about $60000NZ by the end of it. I mean seriously.

mina goossen
User offline. Last seen 1 year 17 weeks ago. Offline
Joined: 05/11/2009
avarageing down

In the Netherlands the pre WWII generation before the babyboomers were raised with the manta:
" als je voor een dubbeltje geboren bent wordt je nooit een kwartje". (dubbeltje=10cents, kwartje=25 cents)meaning if you're born to be 10 cents you will never be 25 cents.

one of the elements of the babyboomer uprising in the sixties in my opinion was about getting rid of this predestined psychobabble:
We do what WE like en We can achieve anything we want.

joelewis456
User offline. Last seen 1 week 2 days ago. Offline
Joined: 02/06/2009
Average Advice

I always hear, " get a job with the local government, work 30 years and retire with full benefits." Then go work for the post office for another 10 years and retire at the age of probably 80. Once you hit 80 you may want to get a job at the local grocery store just to past time and keep your mind working. Because technology is improving, you should retire and sit around with your great great great grand kids at the age of 100.

danny the mentor
User offline. Last seen 5 days 3 hours ago. Offline
Joined: 01/22/2009
Average Advice

Buy this (Property, Stock, Mutual Fund) because it will always go up!
Also- Money Isn't everything! Now thanks to you I understand Money is how you keep score

Thank you for the Great 3 day event in May in Phoenix. The people who were not there really missed out.

Yoshi
User offline. Last seen 3 days 17 hours ago. Offline
Joined: 01/23/2009
Buy Now with no Interest, Pay later

Hi Robert,

Here's the typical advice you get from sales people.
"Open a credit card with us, buy now, and don't pay any interest for 1 full year!"

The problem is, consumers actually fall for that and put themselves into BAD debt.

Hopefully, people are becoming smarter with their money and NOT buy unnecessary doodads.

-Yoshi

buzzardking
User offline. Last seen 43 weeks 5 days ago. Offline
Joined: 02/26/2009
More bad parental advice

I was told constantly that I had to learn to stop wanting things.

Yeah, that's rational advice, eh?

MCMUG
User offline. Last seen 18 weeks 4 days ago. Offline
Joined: 01/23/2009
Richdad & Financial Advice

1. Richdad said," How do I buy big apartment?" The Financial Advice," You save money, long term investment, diversify."

2. Richdad said," Retire in the early." The Financial Advice," You will 65 years old on retire."

3. Richdad said," You must be change to Portfolio & Passive Income." The Financial Advice," You must work in Big Co.Ltd, You must save to pension."

4. Richdad said," You must be buy Medicial & Liability Insurance." The Financial Advice," You must be buy saving Insurance."

5. Richdad said," The Richest are not asset in your name, they put assets in trust." The Financial Advice," You must be own assets."

If you any opinion, send me:
Jessekevinsammak@yahoo.com.hk
http://jessekevinsammak.mysinablog.com

Cowboy
User offline. Last seen 37 weeks 1 day ago. Offline
Joined: 01/21/2009
Average advice

Don't take any risks.
Always fit in with the crowd.
Stay safe at all costs.
Follow the advice of the oldest people you know as opposed to listening to their advice and adapting it to new and personal situations.

DRKA
User offline. Last seen 9 weeks 2 days ago. Offline
Joined: 01/21/2009
More average advice

Pay off your mortgage as quickly as you can.

pbaccus
User offline. Last seen 3 weeks 14 hours ago. Offline
Joined: 01/31/2009
Philip

During college I was told, " Get student loans, don't worry everybody has them."

almirah123
User offline. Last seen 1 year 17 weeks ago. Offline
Joined: 05/11/2009
Average Advice

These days all I hear is how happy we should all be to have jobs. The management of the hospital that I work for has poorly managed the finances and now they want us to voluntarily take cuts in pay and give back vacation time in 8 hour increments.

Second piece of advice I hear is that I am too young to retire. Don't I get to choose anything?

arnej
User offline. Last seen 2 weeks 1 day ago. Offline
Joined: 01/29/2009
Cash Flow

My Dad always says, "there is nothing wrong with being average." I never really understood that statement. I feel you should try your best, and as a result you will not be average. I have read all of your books and they have probably have had the greatest impact on my financial education. And I read a lot of books about money and success. Right now though, I am thinking about cash flow in a different way. I have a hardwood floor refinishing business that produces cash, a rental business that produces cash, and I am investing in stocks that produce cash. However, I am adding another skill that will produce cash: I am buying properties, adding value, and selling them to produce cash. I have always though to buy and hold for cash flow, but now I am trying to produce larger amounts of cash, and use that cash to get financing to produce even larger amounts of cash. I wonder what you think of this Robert. Thanks for all your help. Keep up the good work.

Arne

mrlie3
User offline. Last seen 31 weeks 4 days ago. Offline
Joined: 02/11/2009
11. "Never get non-banking

11. "Never get non-banking financing - it's dangerous!" - or so my father says.

12. "Pay your credit card payment first."

13. "More college/university education is always better."

14. "Investing is risky."

15. "Bank is the safest place to put money in."

16. "Starting business is risky."

17. "Become self-employed (lawyer, doctor, professor and so on)"

Personally I object to everything above but hey, they're my parents... Got to listen to them no matter what. It's my decision anyway :)

Fast Tracker
User offline. Last seen 18 weeks 1 day ago. Offline
Joined: 01/31/2009
What 'average advice' have you received?

Funny enough Robert... I received average advice from you. Get out of the rat race.. I did that probably 5 years ago at age 33. Now at age 38 I long for the fast track.. I would love advice on how or where that track is. I love all your materials and mantra...but I have yet to find above average advice that would help me find above average results and find that darn "Fast Track" In the Cash Flow Game as well in real life I ask for above average advice.. Where do I find the Fast track?

Thank you for all you do.

Loulu79
User offline. Last seen 7 weeks 7 hours ago. Offline
Joined: 01/30/2009
As a young woman... there are 4

Hey Robert,

I guess I'm the first (or one of the first?) to reply to this newest post yet. As a young woman of 29... the other average advice is to get married for security. My folks, friends and acquaintances don't say it right in my face—but certain actions speak much louder than words.

Certain attitudes and behaviors about a beautiful young single woman is so normal—too normal—which leads to second average advice: you must have children to feel fulfilled. Not every woman is interested in having a child... and not every woman is financially capable... but there goes social/media pressure. Again, it's not bluntly expressed but it's everywhere in many cultures.

Third average advice—based on other women of my age group— is you MUST be successful and have everything that brings happiness and security before you hit age 35. And this means... all of the above plus your other advices mentioned: get a job, buy a house, etc. I have yet to hear sounding financial advice to maintain all of these expectations.

May I add a fourth advice... that I have recently overheard: you must make sacrifices to succeed... which I'd argue is tied up to "work hard but work smart". Very confusing...